
01-04-2012, 06:22 AM
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7 Things Not Covered by Your Homeowners Insurance
We were talking with a friend the other day and the topic of conversation quickly turned to a recent claim he had made on his homeowner's insurance policy. The claim was rejected outright and the friend had been completely blind-sided by the denial. At that point it occurred to me that there are indeed homeowners who don't regularly and diligently pay close attention to stipulations of their existing policies, or the frequent legislative moves that cause certain exclusions which creep in from time to time as the industry strives to maintain the delicate balance of affordability and profitability. In reviewing our own policy and taking a brief survey of those we interact with on a day-to-day basis, here is a list of 7 things that are (probably) not covered by your homeowner's insurance.

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